Fresh Finance by Maxwell

Maxwell's entry into Varsity Tutor's December 2024 scholarship contest

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Fresh Finance by Maxwell - December 2024 Scholarship Essay

As a college freshman at California Lutheran University, I have already faced my share of academic challenges, but one experience stands out as particularly formative. Transitioning from high school to college is a big leap for anyone, but for me, the challenge was amplified by the rigor of my finance classes and the need to adjust to a new level of academic independence.

In high school, I was used to a structured environment where teachers provided a lot of guidance and reminders about assignments. However, college was a whole different ball game. Suddenly, I was responsible for managing my own time, keeping track of multiple deadlines, and understanding complex material on my own. This was especially true in my introductory finance course, which was known for its demanding curriculum.

The first few weeks of the semester were overwhelming. The pace was fast, and I found myself struggling to keep up with the lectures and the extensive reading assignments. The concepts were more complex than anything I had encountered before, and I realized that my usual study habits were not going to cut it. I felt a sense of panic creeping in, worried that I might fall behind and jeopardize my GPA.

Instead of letting this fear paralyze me, I decided to take proactive steps to address the situation. The first thing I did was reach out for help. I started attending office hours regularly, where my professor was incredibly supportive and helped clarify difficult concepts. These sessions were invaluable, as they provided me with a deeper understanding of the material and boosted my confidence.

Additionally, I sought out study groups with my classmates. Working alongside peers who were facing the same challenges made me feel less isolated. We shared notes, discussed concepts, and quizzed each other, which reinforced my learning and provided different perspectives on the material. This collaborative approach made studying more engaging and less daunting.

I also realized that I needed to improve my time management skills. I began using a planner to map out my weekly schedule, setting specific times for studying, attending classes, and completing assignments. Breaking tasks into smaller, manageable parts made them seem less overwhelming, and I was able to track my progress more effectively. This structured approach helped me stay organized and ensured that I was consistently prepared for classes and exams.

Furthermore, I discovered the importance of balancing academics with self-care. Initially, I was so focused on my studies that I neglected other aspects of my life, which led to burnout. I learned to incorporate regular breaks, exercise, and social activities into my routine, which helped me maintain my energy levels and stay motivated.

Reflecting on this experience, I can see how it has shaped my approach to learning and problem-solving. I have learned that asking for help is not a sign of weakness but a necessary step in overcoming challenges. Collaboration with peers can enhance understanding and make the learning process more enjoyable. Effective time management is crucial for success, and taking care of my well-being is essential for maintaining focus and resilience.

This challenging academic experience has not only improved my skills in finance but has also taught me valuable life lessons. It has shown me that with determination, resourcefulness, and a willingness to adapt, I can overcome obstacles and thrive in any academic environment. I am now more confident in my abilities and better prepared to tackle future challenges, both in my studies and beyond.

As I continue my journey at California Lutheran University, I am committed to applying these lessons to my academic pursuits and personal growth. I am excited about the opportunities ahead and eager to further develop my skills in finance, knowing that I have the tools and mindset to succeed. This experience has reinforced my passion for my major and my determination to make the most of my college education.

In conclusion, facing and overcoming academic challenges has been a pivotal part of my college experience. It has taught me resilience, the value of seeking support, and the importance of balancing different aspects of life. These lessons will undoubtedly serve me well throughout my academic career and in my future endeavors in the field of finance.

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